{"id":26475,"date":"2025-11-03T12:22:38","date_gmt":"2025-11-03T09:22:38","guid":{"rendered":"https:\/\/insightss.co\/ar\/?post_type=document&p=26475"},"modified":"2025-11-03T12:24:35","modified_gmt":"2025-11-03T09:24:35","slug":"%d8%a3%d9%86-%d8%aa%d9%82%d9%88%d9%85-%d8%a8%d8%aa%d8%ad%d9%88%d9%8a%d9%84-%d9%88%d8%b8%d9%8a%d9%81%d8%a9-%d8%a7%d9%84%d8%aa%d8%af%d9%82%d9%8a%d9%82-%d8%a7%d9%84%d8%af%d8%a7%d8%ae%d9%84%d9%8a","status":"publish","type":"document","link":"https:\/\/insightss.co\/ar\/document\/%D8%A3%D9%86-%D8%AA%D9%82%D9%88%D9%85-%D8%A8%D8%AA%D8%AD%D9%88%D9%8A%D9%84-%D9%88%D8%B8%D9%8A%D9%81%D8%A9-%D8%A7%D9%84%D8%AA%D8%AF%D9%82%D9%8A%D9%82-%D8%A7%D9%84%D8%AF%D8%A7%D8%AE%D9%84%D9%8A\/","title":{"rendered":"\u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0622\u0646: \u0623\u0646 \u062a\u0642\u0648\u0645 \u0628\u062a\u062d\u0648\u064a\u0644 \u0648\u0638\u064a\u0641\u0629 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u062f\u0627\u062e\u0644\u064a \u0644\u062f\u064a\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631"},"content":{"rendered":"

\u0645\u0639 \u062a\u062d\u0648\u0651\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0639 \u0646\u062d\u0648 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0648\u062a\u0637\u0648\u0631 \u0627\u0644\u0623\u0637\u0631 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629\u060c \u064a\u062c\u0628 \u0623\u0646 \u062a\u062a\u0637\u0648\u0631 \u0648\u0638\u064a\u0641\u0629 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u062f\u0627\u062e\u0644\u064a \u0645\u0646 \u062f\u0648\u0631\u064d \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0625\u0644\u0649 \u0645\u064f\u0645\u0643\u0651\u0646 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0644\u0644\u062d\u0648\u0643\u0645\u0629 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u062a\u0645\u064a\u0632 \u0641\u064a \u0627\u0644\u0623\u062f\u0627\u0621.<\/p>\n

\u064a\u0633\u062a\u0643\u0634\u0641 \u0623\u062d\u062f\u062b \u0645\u0646\u0634\u0648\u0631\u0627\u062a\u0646\u0627\u060c “\u062d\u0648\u0651\u0644 \u0648\u0638\u064a\u0641\u0629 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u062f\u0627\u062e\u0644\u064a \u0644\u062f\u064a\u0643 \u0628\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631”\u060c \u0643\u064a\u0641 \u064a\u064f\u0645\u0643\u0646 \u0644\u0642\u0627\u062f\u0629 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0645\u0648\u0627\u0621\u0645\u0629 \u0645\u0639\u0627\u064a\u064a\u0631 \u0645\u0639\u0647\u062f \u0627\u0644\u0645\u062f\u0642\u0642\u064a\u0646 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u064a\u0646 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0644\u0639\u0627\u0645 2024 \u0648\u0623\u0647\u062f\u0627\u0641 \u0631\u0624\u064a\u0629 2030\u060c \u0648\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0625\u0644\u0649 \u062a\u062e\u0635\u0635 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0642\u064a\u0645\u0629 \u0648\u0645\u062f\u0639\u0648\u0645 \u0628\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627.<\/p>\n

\u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/strong><\/h2>\n

1. \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u062f\u0627\u062e\u0644\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0645\u0639\u0647\u062f \u0627\u0644\u0645\u062f\u0642\u0642\u064a\u0646 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u064a\u0646 (IIA)<\/strong>
\n\u0627\u0643\u062a\u0634\u0641 \u0645\u0627 \u064a\u062c\u0628 \u0623\u0646 \u062a\u0639\u0631\u0641\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0639\u0646 \u0622\u062e\u0631 \u062a\u062d\u062f\u064a\u062b\u0627\u062a \u0645\u0639\u0647\u062f \u0627\u0644\u0645\u062f\u0642\u0642\u064a\u0646 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u064a\u0646 (IIA) \u0627\u0644\u0633\u0627\u0631\u064a\u0629 \u0627\u0639\u062a\u0628\u0627\u0631\u064b\u0627 \u0645\u0646 \u0639\u0627\u0645 2025\u060c \u0648\u0643\u064a\u0641\u064a\u0629 \u0645\u0648\u0627\u0621\u0645\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u062f\u0627\u062e\u0644\u064a \u0645\u0639 \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0648\u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629.<\/p>\n

\u0662. \u062f\u0645\u062c \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u062f\u0642\u064a\u0642<\/strong>
\n\u062a\u0639\u0631\u0651\u0641 \u0639\u0644\u0649 \u0643\u064a\u0641\u064a\u0629 \u062f\u0645\u062c \u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 (ERM) \u0641\u064a \u0625\u0637\u0627\u0631 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u060c \u0645\u0645\u0627 \u064a\u064f\u0645\u0643\u0651\u0646 \u0645\u0646 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0648\u0627\u0644\u062a\u062e\u0641\u064a\u0641 \u0645\u0646 \u062d\u062f\u062a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0627\u0633\u062a\u0628\u0627\u0642\u064a.<\/p>\n

\u0663. \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0648\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/strong>
\n\u0627\u0633\u062a\u0643\u0634\u0641 \u0643\u064a\u0641 \u064a\u064f\u0645\u0643\u0646 \u0644\u0644\u0645\u062f\u0642\u0642\u064a\u0646 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u064a\u0646 \u062a\u0642\u064a\u064a\u0645 \u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a\u060c \u0648\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0644\u0643\u0634\u0641 \u0627\u0644\u062a\u0646\u0628\u0626\u064a \u0639\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u0628\u0646\u0627\u0621 \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0641\u064a \u0628\u064a\u0626\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0634\u062f\u064a\u062f\u0629 \u0627\u0644\u062a\u0631\u0627\u0628\u0637.<\/p>\n

\u0664. \u062f\u0645\u062c \u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0648\u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629<\/strong>
\n\u0641\u0647\u0645 \u0643\u064a\u0641\u064a\u0629 \u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0645\u062f\u0642\u0642\u064a\u0646 \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629\u060c \u0648\u062a\u0639\u0632\u064a\u0632 \u0631\u0642\u0627\u0628\u0629 \u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629\u060c \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0635\u062d\u0629 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629\u060c \u0648\u0645\u0648\u0627\u0621\u0645\u0629 \u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629 \u0645\u0639 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a.<\/p>\n

\u0665. \u0627\u0628\u062a\u0643\u0627\u0631 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u062f\u0627\u062e\u0644\u064a: \u0623\u062c\u0627\u064a\u0644\u060c \u0648\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0627\u0644\u0623\u062a\u0645\u062a\u0629<\/strong>
\n\u0627\u0643\u062a\u0634\u0641 \u0643\u064a\u0641 \u062a\u064f\u062d\u062f\u062b \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a\u060c \u0645\u062b\u0644 \u0623\u062c\u0627\u064a\u0644 \u062a\u062f\u0642\u064a\u0642\u060c \u0648\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0631\u0648\u0628\u0648\u062a\u064a\u0629 (RPA)\u060c \u062b\u0648\u0631\u0629 \u0641\u064a \u0643\u0641\u0627\u0621\u0629 \u0648\u0641\u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u062f\u0627\u062e\u0644\u064a.<\/p>\n

\u0643\u064a\u0641 \u062a\u064f\u0633\u0627\u0639\u062f\u0643 \u0625\u0646\u0633\u0627\u064a\u062a\u0633\u061f<\/strong><\/h2>\n

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